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Concierge services have become increasingly popular in recent years, as people look for ways to simplify their lives and reduce the stress of managing daily tasks. From personal assistants to lifestyle managers, concierge services offer a wide range of benefits and can help you save time, money, and effort. Concierge services are designed to make…
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A high-yield cash sweep investment account is a type of savings account or investment product that offers a higher interest rate than traditional savings accounts. High-yield investment accounts are typically offered by online banks, credit unions, or investment companies. These accounts offer a balance of yield and liquidity, making them a popular choice for those…
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We wanted to update you on the recent Silicon Valley Bank news and assure you that it has not impacted Onyx. While traditional banks like SVB rely heavily on consumer deposits to lend and invest, our platform operates differently. We do not depend on consumer deposits or leverage or generate revenue from lending. Instead, we…
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If you’re using a virtual card for online purchases or subscriptions, setting up a limit is a smart move to ensure that you don’t overspend or fall victim to fraud. In this blog post, we’ll discuss how to set up a limit on your virtual card and why it’s important to do so. Why Set…
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A joint account is a type of bank account that is owned by two or more individuals. Each account holder has equal ownership and rights to the account, which means that they can both make deposits and withdrawals and perform other transactions using the account. Joint accounts can be useful for couples, business partners, or…
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T-Bills, or Treasury Bills, are short-term debt securities issued by the U.S. government and backed by the full faith and credit of the Treasury Department. They have maturities of one year or less and are considered low-risk investments. T-Bills are sold at a discount to face value, and the return is the difference between the…
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As the world becomes increasingly digital, self-service investing and banking platforms have proliferated. And that’s amazing because it means more people can learn to manage and grow their money. But, unlike private banks, these apps don’t offer the personal assistance that a private banker can provide with a white-glove premium service. In addition, they don’t…
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Valentine’s Day is the most romantic day of the year, and many people spend it pampering their loved ones. They normally buy flowers and gifts, go out to eat, and maybe even book a spa day. Luckily, Onyx Private is a one-stop shop that can help you plan out all of the above (and more)…
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As a young adult and student, having a credit card may be challenging and risky. First, most students, especially international ones, don’t have any credit history, so it is more difficult to get a new credit card. Secondly, controlling your expenses using a credit card can be challenging, and you can end up piling up…
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International students often face difficulties when it comes to obtaining credit cards because many credit card companies require applicants to have a U.S. credit history and a Social Security number, which can be difficult for international students to establish. This is especially true for premium credit cards such as the Chase Sapphire Reserve and American…